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Equity Release Mortgages
A SOURCE TO FUND YOUR FINANCIAL NEEDS

Equity Release can help retired homeowners by unlocking some of the capital tied up in their home. Many retired people have already used GTT Equity Release to ease cash-flow, to make essential repairs, to help their family as well as for many other sound reasons where extra cash is needed. To make more funds available for your future is so important.

As we are all to aware, pensions, investments and savings don't always provide the kind of retirement people had hoped for, but assistance can be obtained from an equity release plan which can provide another option.

"EQUITY RELEASE PLANS"
An equity release plan is usually based on the value of your home, your gender and your age when you start the plan. Your health and life expectancy may also be important for some plan providers.

GTT Equity Release plans can offer a lump sum, a regular income or both. The lump sum could be tens of thousands of pounds, the monthly income boost should be well worth considering.

An advisor will help you consider Equity release and the options available, as well as its suitability when compared to alternative solutions. Independent legal advice should always be sought, as well as the views of family or intended beneficiaries.
Equity release arrangements can be complicated and are a major step for most people.

Your house is almost certainly the most expensive asset you own; it is also your home. Good advice is therefore essential. Equity release will not suit everyone therefore it is always worthwhile considering whether funds could be raised from other sources. Money released from the value of your principle residence is free of tax.

You don’t have to move house or sell your home to unlock equity and with a reputable equity release scheme there is a rock-solid guarantee that you will be able to continue to live in and enjoy your home until the day you die and in most cases still be able to leave something of the property’s value to your family. Retirement should be a time to enjoy the rewards of your hard work and look forward to doing the things you like to do best. Equity release allows you to release money from the value of your home. It can be a good way to supplement your income, if, like many people, you are “property rich but cash poor”.

"SAFE HOME INCOME PLANS"
Equity Release plans considered by us will carry the SHIP logo (Safe Home Income Plans). SHIP (0870 241 6060) is an industry body set up to promote safe equity release schemes. Companies who are members provide a number of guarantees, including: you will have the right to live in your property for life; the freedom to move to an alternative property without penalties; and that you will never owe more than the value of your home. We offer whole of market advice on Lifetime Mortgages and Home Reversion Schemes, as well as demanding high standards of advice and practice, all in our determination to provide you with a tailor-made solution.

We are committed to treating all of our customers fairly all of the time.
To this end, we have a whole of market lender panel, are easily contactable and are committed to finding the mortgage that is most suitable for you. To help us do this for you, please complete the registration form opposite and we will contact you straight away to discuss your circumstances and your need and preferences.

"WHAT TO DO NEXT"


Complete the form opposite to obtain more information on your personal requirements.


 

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GTT Equity Release will contact you within 24 hrs or before.

Providing mortgage services for the South West which includes:
Bath - Bradford on Avon - Barnstaple - Bristol - Bridwater - Burnham on Sea - Cheddar - Clevedon - Cullompton - Devon - Dulverton - Exmoor - Frome - Highbridge - Honiton - Martock - Minehead - Nailsea - North Petherton - Portishead - Radstock - Shepton Mallet - Somerset - South Molton - Street - Taunton - Tiverton - Watchet - Wedmore - Wellington - Weston Super Mare - Worle - Yeovil

GTT Mortgage Brokers is an appointed representative of Cotswold Mortgage Services Limited, which is authorised and regulated by the Financial Services Authority.
Cotswold Mortgage Services Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 301725.

Think carefully about this information before deciding if you want to go ahead. If you are at all unsure about which equity release transaction is right for you, you should ask your adviser to make a recommendation.

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